Insurance must cover certain essential health benefits, such as hospitalization, doctor visits, prescription drugs, pediatric services, maternity and newborn care, lab services, and mental health and substance use disorder services.You cannot be dropped from your insurance if you get sick.
You cannot be denied coverage if you have a preexisting condition. There is no annual cap (or limit) to how much insurance will pay. There is no lifetime cap (or limit) to how much insurance will pay. Parents can keep kids on their insurance until they are age 26. The Affordable Care Act (ACA) ensures that: In fact, Governor Jay Inslee set a goal of reducing Washington’s uninsured rate to 6 percent by the end of 2017. We have experienced an unprecedented 10-point drop in the uninsured rate in Washington-one of the highest drops in the rate of uninsured in the country. Tax credits or financial help is available to pay for copays and premiums. In addition, the Washington Health Benefit Exchange was created to offer affordable health and dental insurance coverage that meets ACA requirements. 
In Washington, health care reform has allowed more than half a million adults who were previously uninsured to enroll in Apple Health (Medicaid). It has brought major improvements to our health care system, giving millions of Americans access to high-quality, low- or no-cost health care coverage. The ACA became law in 2010 to increase the quality and affordability of health insurance.
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